When a tenant stops paying, what the owner can do depends on which law governs the lease. Under no circumstances can the owner remove the tenant on their own. To sue, consult a lawyer.
First: which law governs your contract
The Ley del Régimen Especial de Arrendamiento de Inmuebles Destinados a Vivienda (Special Regime Law for Residential Leases; Gaceta Oficial No. 7.065 Extraordinario, August 7, 2026) only applies to housing leases agreed or formalized after it took effect (article 2). It excludes homes the tenant already occupied under a lease on that date, "mientras persista esa posesión" (for as long as that possession continues). Those contracts are still governed by the Ley para la Regularización y Control de los Arrendamientos de Vivienda (Law for the Regularization and Control of Housing Leases, 2011) and by Decreto No. 8.190 contra el desalojo (the anti-eviction decree, 2011).
Renewing the contract, or signing a new one, with a tenant who already occupied the home before August 7, 2026 does not by itself move it to the 2026 law. That law does not expressly say what happens when those contracts are renewed: its article 13 mentions "prórroga o renovación" (extension or renewal) only for the rent adjustment. Consult a lawyer.
New leases from August 7, 2026
Only if the tenant did not already occupy the home on that date.
When non-payment becomes a ground
Unless otherwise agreed, the rent is paid monthly (article 14). Article 23, numeral 1, allows the landlord to sue or to request early rescission of the contract for "incumplimiento del pago del canon de arrendamiento durante tres períodos consecutivos" (failure to pay the rent for three consecutive periods). With monthly rent, that is three months in a row without paying. If the competent authority declares the ground, that "dará lugar al desalojo" (will give rise to eviction).
Failure to pay public utilities for three consecutive months is also a ground (numeral 2). The contract can also provide its own grounds (numeral 7). Agreements are valid "siempre que no contradigan lo establecido en esta Ley" (provided they do not contradict what this Law establishes) (article 6), which is orden público (public policy) (article 5). The law does not say whether a clause can set a non-payment period shorter than three periods; consult a lawyer.
Before reaching three periods
The law does not assign the deposit to the rent
Under article 16, the guarantee (a deposit of up to three months' rent, or an insurance policy) is agreed to guarantee "la conservación" (the upkeep) of the property and "el pago de servicios en mora" (the payment of overdue services). Article 18 orders the deposit to be returned within the 15 calendar days following the end of the relationship, and only provides for deducting duly proven repairs and overdue services. Neither mentions overdue rent: collecting the rent from the deposit is not provided for in the law. More details in the security deposit.
Conciliation, arbitration or court
Article 25 gives three routes for breach of contract and other disputes:
Only a tribunal de municipio or a tribunal arbitral (arbitral tribunal) can order eviction (article 27). There is no prior step before SUNAVI (the national housing-lease authority): the Disposición Transitoria Única (sole transitional provision) declares that the 2011 law and the anti-eviction decree do not apply to these contracts. See the eviction guide.
Tenants who already occupied the home: 2011 law and Decreto 8.190
What the owner cannot do
Changing the locks, cutting off the water or electricity, or removing the tenant without a court order is not a legal route in any case.
If the owner refuses to accept payment
Keep the receipts for each payment or payment attempt, and consult a lawyer before using these routes.
Summary
| Topic | 2026 law (new leases) | 2011 law and Decreto 8.190 (tenant who already occupied the home) |
|---|---|---|
| Non-payment that is a ground | Three consecutive periods (art. 23, num. 1) | Four rent payments without justified cause (art. 91, num. 1) |
| Prior step | None; conciliation or mediation are optional (art. 25) | Mandatory procedure before SUNAVI (arts. 94 to 96) |
| Who orders the eviction | Tribunal de municipio or tribunal arbitral (art. 27) | A court, after the SUNAVI procedure |
| What the deposit is for | Repairs and overdue services (arts. 16 and 18) | The 2011 law has no rules on the deposit |
| If the owner refuses payment | Ofrecimiento real and deposit under the Código Civil | Payment into the landlord's account; agreement before SUNAVI (arts. 68 and 71) |
| Eviction by the owner's own hand | Not a legal route (art. 27; Código Civil, art. 1.585) | Prohibited (decree, art. 4); fine of 1,000 UT (art. 142) |